Terms of Use

These Terms of Use (“Terms”) govern your access to and use of the website located at bk.bestsuitedmortgage.comand its subpages (the “Site”), operated by Best Suited Mortgage, a DBA of Blucommunity Mortgage LLC (“Best Suited Mortgage,” “we,” “our,” or “us”), NMLS #2622691, licensed to originate mortgage loans in the state of Texas.

By accessing or using this Site, you agree to be bound by these Terms. If you do not agree, do not use this Site.

1. Informational Purposes Only

The content on this Site — including all articles, guides, waiting period tables, process descriptions, and FAQ responses — is provided for informational purposes only. It does not constitute legal advice, financial advice, or tax advice. The information provided may not apply to your specific situation.

For legal questions regarding your bankruptcy case, you should consult a licensed Texas bankruptcy attorney. For tax questions, consult a licensed CPA or tax professional.

2. Not a Commitment to Lend

Nothing on this Site constitutes a commitment, pre-approval, or guarantee of mortgage financing. All loan approvals are subject to underwriting review, credit qualification, income verification, property eligibility, and investor guidelines. Submitting a form on this Site does not constitute an application for credit under the Truth in Lending Act (TILA) or Regulation Z.

Loan programs, rates, terms, guidelines, and availability are subject to change without notice and may not be available in all situations.

3. No Attorney-Client Relationship

Best Suited Mortgage is a mortgage lending company, not a law firm. Nothing on this Site creates an attorney-client relationship. We do not provide legal advice regarding your bankruptcy proceedings, and our communications with you — by email, phone, or text — are not protected by attorney-client privilege.

References to bankruptcy court procedures, trustee practices, motion practice, and district norms on this Site are informational descriptions based on our experience working with borrowers and their attorneys. They are not legal guidance and may not reflect current court practice in your specific case.

4. Form Submission and Communications Consent

By submitting a form on this Site, you:

• Consent to be contacted by Best Suited Mortgage and its authorized representatives by phone, email, text message (SMS), or other electronic means regarding your mortgage inquiry, including via autodialed or prerecorded messages where permitted by applicable law.
• Acknowledge that your submission is not an application for credit and does not obligate Best Suited Mortgage to provide financing.
• Represent that the information you submit is accurate and complete to the best of your knowledge.

You may opt out of further communications at any time by replying STOP to any text message or by contacting us directly.

5. Intellectual Property

All content on this Site — including text, page structure, design, and written guides — is the property of Best Suited Mortgage or its licensors and is protected by applicable intellectual property law. You may not reproduce, distribute, or create derivative works from the content on this Site without express written permission.

6. Accuracy of Information

We make reasonable efforts to keep the information on this Site accurate and up to date. However, mortgage guidelines, bankruptcy court procedures, trustee practices, and applicable law change frequently. We make no warranty, express or implied, regarding the accuracy, completeness, or timeliness of any content on this Site.

7. Third-Party Links

This Site may contain links to third-party websites (including court resources, government agencies, and other informational sites). We do not control and are not responsible for the content, privacy practices, or accuracy of any third-party site. A link does not constitute an endorsement.

8. Limitation of Liability

To the maximum extent permitted by applicable law, Best Suited Mortgage and its employees, officers, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or reliance on, this Site or its content. Your use of this Site is at your own risk.

9. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-law provisions. Any dispute arising from these Terms or your use of this Site shall be resolved in the state or federal courts located in Tarrant County or Dallas County, Texas, and you consent to the personal jurisdiction of those courts.

10. Changes to These Terms

We may update these Terms at any time. The “Last Updated” date at the top of this page reflects the most recent revision. Continued use of the Site after an update constitutes acceptance of the revised Terms.

11. Contact

Questions regarding these Terms may be directed to:

Best Suited Mortgage / Blucommunity Mortgage LLC
NMLS #2622691
Dallas–Fort Worth, Texas
Email: info@bestsuitedmortgage.com